Are Your Children Taking a Gap Year or Travelling?
A gap year or period of travel can be one of the most exciting chapters in a young person’s life. Whether volunteering, working, or exploring the world, it’s a time for independence and discovery. But while most parents focus on packing lists and vaccinations, one important detail is often overlooked: what happens if something goes wrong while they’re abroad?
Why LPAs Aren’t Just for Older People
It’s a common misconception that Lasting Power of Attorney (LPA) is only for the elderly or those with serious health conditions. In fact, once your child turns 18, they are legally an adult and you, as their parent or guardian, no longer have the right to make decisions on their behalf, even in an emergency.
This means that if they’re involved in an accident or become seriously unwell abroad, you could face serious delays in getting the information you need or making decisions in their best interest. Without an LPA in place, banks, medical teams and even the Foreign Office may be limited in what they can share or do on your behalf.
What Can an LPA Help With?
A Lasting Power of Attorney allows a trusted person—usually a parent or close family member—to make decisions or take action on someone’s behalf if they become unable to do so themselves.
There are two types of LPA:
- Health and Welfare LPA – covers decisions about medical treatment, care arrangements, and life-sustaining care.
- Property and Financial Affairs LPA – allows someone to manage bank accounts, deal with insurance, or handle financial obligations such as rent, student loans, or travel bookings.
Having both in place provides essential peace of mind should something unforeseen happen while your child is overseas.
Real-World Scenarios
Consider this: your child is backpacking in South America, is involved in an accident, and is temporarily unconscious. Without an LPA, you may not be able to speak to the hospital or access their insurance details. Similarly, if they lose access to their bank account or face an issue with stolen documents, you’ll be powerless to help without the right legal authority.
These aren’t scare stories—they’re real-world situations that many families have found themselves in, with avoidable stress and delay as a result.
A Simple Step That Makes a Big Difference
Creating an LPA is straightforward and affordable, especially when compared to the cost—financial and emotional—of dealing with an emergency without one. It’s a responsible step for any young adult preparing to travel or live abroad, and it provides reassurance for their family at home.
At Grey Matters Consultancy, we can guide you through the process with clear, practical advice tailored to your family’s needs.
Planning ahead means you’re not just sending them off safely—you’re looking after their future too.
